By continuously improving and updating our credit scoring models we can accept more purchases than any other invoice provider.

A significant proportion of people prefer to pay by invoice. This is because invoices are the safest way of paying for something online. With Klarna your customers can feel secure in the knowledge that they will never have to give out any card or bank account numbers, and they never have to pay until they have their goods firmly in hand.

The main reasons invoices have become one of the most popular payment options online is that they're both simple and safe. Our invoice service has become a symbol for exactly these qualities, and a brand that over a million people are aware of.

As one of our clients you and your e-store will always get paid, so you won't need to worry about non-paying customers. Once you're connected to our invoice service you can also offer a series of special deals such as "buy now - pay after Christmas". A quick and clever way to further boost your sales.

We want customers to feel safe when shopping online. But we also want you to feel just as safe when receiving orders online. That's why we bear any and all risk associated with credit and fraud loss.

We run our own customer service department who are ready to take care of your customers 7 days a week. You also don't have to worry about manually dealing with invoices, at the time of purchase an invoice is automatically generated. That saves you time, and since time is money, money. We also make bookkeeping easier by generating prepared ledgers.

Klarna offer a wide variety of different ways of integrating our system, tailored for everything from a small e-store to a huge e-commerce company. Vi have API:s and modules which make it easy to get our payment option up and running in your store.

Through our cooperation with many of the markets web-shop providers we can help you find a partner who is not only an expert at integrating our payment options but who can also offer an e-commerce solution suitable for you at the right price.

Those of you who already offer Klarna invoice can integrate the account services just as quickly and easily.